EIN for Foreign-Owned US LLCs: The Complete 2025 Guide

Applying for an EIN as a foreign owner of a US LLC? Learn the correct way to list the Responsible Party, avoid revocation, and open a US bank account. No SSN required. IRS-compliant guide for 2025.

You’ve formed a US LLC as a non-US resident. You have your Articles of Organization, EIN is next — but you’re stuck on one question:

“Can I, as a foreign owner, legally get an EIN for my US LLC — and how do I do it without making a costly mistake?”

The answer is: Yes, you can. And you don’t need an SSN, ITIN, or US address to apply.

But — and this is critical — 90% of foreign-owned LLCs make one of two fatal errors on Form SS-4:

  1. ❌ Listing a third-party agent as the Responsible Party
  2. ❌ Providing an invalid mailing address for the CP575

These mistakes can lead to:

  • 🚫 EIN revocation
  • 🏦 Bank account rejection
  • 📑 IRS penalties under Form 5472
  • 🔐 FinCEN BOI reporting mismatches

In this complete 2025 guide, you’ll learn:

  • ✅ The IRS rules for foreign-owned LLC EINs (per Publication 1635)
  • 📌 Who must be listed as the Responsible Party
  • 📬 How to receive your CP575 without a US address
  • 🏦 How to align your EIN with Mercury, Chase, or Novo bank requirements
  • 📑 The link between your EIN and Form 5472 & BOI Report
  • ✅ How SpeedEIN helps you apply 100% compliant — no SSN, no stress

This isn’t just about getting an EIN. It’s about building a compliant US business foundation that lasts.


🔍 Step 1: Understand Your LLC’s Tax Status

Before applying for an EIN, know your LLC’s default tax classification:

LLC Type Default Tax Status EIN Required?
Single-Member LLC (SMLLC) Disregarded Entity ✅ Yes (if hiring employees, opening bank account, or electing corporate tax)
Multi-Member LLC Partnership ✅ Yes (must file Form 1065)
LLC electing C-Corp or S-Corp Corporation ✅ Yes (must file Form 1120)

📌 Key Point: Even as a foreign owner, if your LLC does business in the US, has a US bank account, or files US taxes, you must have an EIN.


📋 Step 2: Fill Out Form SS-4 Correctly (Critical Fields)

Form SS-4 is the only way to apply for an EIN as a foreign entity. Here are the key fields for foreign-owned LLCs:

✅ Line 1: Legal Business Name

Exactly as filed in your state (e.g., “TechNova LLC”)

✅ Line 2: Trade Name (DBA)

If applicable (e.g., “TechNova Solutions”)

✅ Line 5: Responsible Party — THE MOST IMPORTANT FIELD

“The responsible party is the individual who has significant control or ownership of the entity.” — IRS Publication 1635

For a foreign-owned LLC, this must be:

  • The owner (for SMLLC)
  • The managing member or controller (for multi-member)
  • A natural person — not a company or agent

🚫 Never list: Your registered agent, lawyer, or EIN service provider.

✅ Line 6: Mailing Address

This is where the IRS sends your CP575. It must be a valid US address (PO Box accepted if serviced by USPS).

You can use:

  • Registered agent’s address
  • Virtual mailbox
  • Trusted contact in the US

✅ Line 7a: Responsible Party’s SSN/ITIN

If you don’t have one, write: “Foreign national without SSN or ITIN”

💡 Pro Tip: The IRS accepts this explanation. Do not invent a number or leave it blank.


📬 Step 3: Receiving Your CP575 — The Final Hurdle

The CP575 is the official IRS confirmation of your EIN. It is only sent by US mail to the mailing address on Form SS-4.

⚠️ Problem: If you’re overseas, you can’t receive it.

✅ Solution: Use a US-based address that can scan and email the CP575 to you.

At SpeedEIN, we partner with a licensed registered agent in Wyoming who:

  • Receives your CP575
  • Scans it within 24 hours
  • Sends the PDF securely to your email

No delay. No travel. Full compliance.


🏦 Step 4: Use Your EIN to Open a US Bank Account

Once you have your EIN and CP575, you can open a US bank account with providers like:

  • Mercury
  • Chase
  • Novo
  • Relay

They will verify:

  • Business name on CP575
  • EIN number
  • Responsible Party name (must match owner’s ID)
  • Mailing address (must be valid)

📌 Tip: If your CP575 shows a third party as Responsible Party, your account will be rejected.


📑 Step 5: Ongoing Compliance — Form 5472 & BOI Report

Your EIN is not just for banking. It’s required for IRS and federal reporting:

📄 Form 5472

Required for foreign-owned US disregarded entities (e.g., single-member LLCs).

  • File with Form 1120 (even with $0 income)
  • Report transactions with foreign owners or related parties
  • Failure to file: $25,000 penalty

📋 FinCEN BOI Report

Required under the Corporate Transparency Act.

  • Report beneficial owners and company applicants
  • Deadline: Within 90 days of LLC formation (for 2024+ formations)
  • Your EIN may be used to verify identity

⚠️ Warning: Inconsistent data between your EIN application, BOI report, and tax filings can trigger IRS audits.


✅ Why SpeedEIN Is the Trusted Choice for Foreign Owners

Thousands of international entrepreneurs choose SpeedEIN because we prioritize compliance, transparency, and speed.

Here’s how we help you get it right:

  • You are the Responsible Party — never us
  • No SSN/ITIN? No problem. We guide you on the correct explanation
  • US Mailing Address Included — CP575 scanned and emailed fast
  • Email Support in English, Spanish, Chinese, and Arabic
  • 10-Day EIN Delivery — faxed directly to IRS

We don’t cut corners. We help you build a business that lasts.


⏱️ How Long Does It Take?

Step Timeframe
Submit SS-4 via SpeedEIN Same Day
IRS Assigns EIN 7–10 Business Days
CP575 Mailed to US Address 10–20 Business Days
CP575 Scanned & Sent to You Within 24 Hours of Receipt

🚀 Get Your EIN — 100% Compliant, No SSN Needed

Don’t risk your US business on a wrong EIN application.

Get it right the first time — with SpeedEIN.

👉 Apply Now – Get Your EIN in 10 Days

SpeedEIN: Trusted by 5,000+ global founders. Your EIN. Your LLC. Your control.