Meta Description: Many foreigners apply for an EIN without knowing the most critical field: the Responsible Party. If this isn’t you—or is left blank—your EIN may not be legally yours, and you could fail IRS audits, bank verification, or get banned on Stripe. Learn how to avoid these deadly mistakes.
🧠 The Most Dangerous Line in Form SS-4: Responsible Party
On Form SS-4, lines 7a and 7b ask for the Responsible Party’s name and tax ID (SSN/ITIN/EIN).
This person must be the actual owner or controller of the entity—not an agent, not a friend, and definitely not left blank.
But many foreign applicants or shady service providers do this instead:
- ❌ Leave it blank or write “None”
- ❌ Use the service provider’s own name or SSN
- ❌ Insert a fake American-sounding name to bypass the field
Each of these puts you at serious risk of:
- 📉 IRS rejecting or ignoring your application
- 🚫 You not legally owning the EIN—even if you received the number
- 🔍 Stripe, Amazon, or your bank flagging or blocking your account
⚠️ What Happens If the Responsible Party Isn’t You?
| Situation | Consequence |
|---|---|
| “None” or blank in 7a/7b | IRS silently ignores or rejects your SS-4 |
| Another person’s name or ID used | You can’t prove EIN ownership later |
| Agent or third party listed | The EIN legally belongs to them—not you |
| Fake SSN or ITIN used | May get flagged in IRS systems; affects future filings or ITIN applications |
📌 IRS ties every EIN to a Responsible Party in its database—and they cross-check it.
🕵️ How IRS Verifies & Flags EIN Ownership
- ✅ Matches Responsible Party name with tax ID in U.S. systems
- ✅ Sends CP 575 confirmation by mail only to the communication address
- ✅ Stripe, PayPal, Amazon, and banks all cross-verify EIN ownership details
💥 If you can’t show that the Responsible Party = You → Your EIN becomes useless.
❌ The Hidden Pitfalls of Cheap or Noncompliant EIN Services
| Common Tactics Used by “Fast” Services | What Could Go Wrong |
|---|---|
| They fill in a default name | IRS flags or ignores bulk/bot applications |
| They use their own SSN or EIN | EIN legally belongs to them—not you |
| They give you just the EIN number | But no CP 575, no IRS confirmation—you can’t verify ownership |
| They promise “same-day” EIN delivery | Often based on tricks that violate IRS policies → may get revoked |
😱 Some even reuse old EINs registered under their own companies—then resell access to multiple customers!
✅ Why SpeedEIN Is Different (and Safer)
At SpeedEIN, we don’t fake identities, rent out EINs, or insert bogus Responsible Parties. We ensure your EIN is truly yours.
Here’s what you get:
- ✅ SS-4 filled using your legal name as Responsible Party
- ✅ Legitimate strategy if you don’t have SSN or ITIN
- ✅ CP 575 mailed directly from the IRS to your address (we never intercept it)
- ✅ 100% transparent process: EIN is tied to you—not us, not a shell entity
🧾 Your EIN will be clean, verifiable, and secure—ready for Stripe, banks, and U.S. tax filings.
🌐 One Wrong Name Can Derail Your U.S. Business Forever
If you get flagged:
- ❌ Stripe, PayPal, or Amazon may suspend you
- ❌ IRS may cancel your EIN or ask for re-verification
- ❌ Banks may reject your account opening
✅ With SpeedEIN, you get a fully legal EIN that belongs to you, verified and future-proof.
👉 Apply now at: www.speedein.com